No account to see your number. We never sell your data.
Nora · AI enrollment assistant~90-second check
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NORA · AI ENROLLMENT ASSISTANTHi, I'm Nora. What changed this year?now
Premium jumped 28%. I'm self-employed.now
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Found you a real PPO: $290/mo vs the $712 you pay now. Same network.now
The carriers you know. The doctors you keep.
Real PPO networks. No referrals, no gatekeepers.
Licensed in 37 states · NPN #19482230 · Not a government site
We never sell your data
YOUR SITUATION
Pick the situation closest to yours.
Whichever you pick, your real number in 90 seconds.
90 seconds to your number.
Where are you?
Pick your state below — I'll match the rules in your state before I ask anything else.
How old are you?
Quick eligibility check. Underwriting rules vary by age — Nora pulls the right plan from here.
Quick — how do you read on the application?
Rates vary by sex in most states. We ask the same way the carrier's underwriting form does.
One more — pregnant or planning soon?
Most of our plans don't cover maternity. If pregnancy is on the table, Nora routes you to a private off-exchange plan that does.
Honest answer here = the right plan. We’d rather route you correctly than try to write a plan that doesn’t cover what you need.
A heads-up about Delaware.
In Delaware, this product line is capped at age 60. We can write you a bridge plan that runs through the month of your 61st birthday — and then you’ll need a different option until you reach the 65 transition. We’d rather flag this now than after the paperwork.
What this means in practice: Nora can quote you a bridge today and walk you through the handoff plan when the cap arrives. A licensed broker review is part of the enrollment.
STATE RULE
At 65, the right plans live in the Medicare ecosystem.
Our plans are built for under-65 households — they aren’t the right fit once you cross into Medicare territory. Different rules, different brokers, different products. We’d rather point you somewhere honest than pretend ours fit.
Where to start: medicare.gov is the canonical starting point. Your state SHIP program also offers no-cost counseling.
Under 18? Coverage at that age usually runs somewhere else.
Most under-18 coverage runs through a parent’s plan, an employer plan, or your state’s family programs. Our plans are underwritten for adults, so they wouldn’t be the right fit here — but we can point you toward who is.
Where to look: CHIP covers many households at low or no cost. Your state health-insurance department site lists local options. If a parent or guardian is shopping for the household, they can run this check instead.
Same network, same doctors★Real PPO networks★No referrals · no gatekeepers★Up to 60% less on premiums★37 states licensed★NPN #19482230★Core Value Insurance Associates LLC★We never sell your data★Not a government site★Same network, same doctors★Real PPO networks★No referrals · no gatekeepers★Up to 60% less on premiums★37 states licensed★NPN #19482230★Core Value Insurance Associates LLC★We never sell your data★Not a government site★
HOW IT WORKS
Why it actually costs less.
No tricks, no fake networks, no fine print — just the math.
A lower premium.
A real PPO on the UnitedHealth Choice Plus network. Same doctors, same hospitals.
Up to 60%lower than a comparable PPO
The plan that actually fits.
Pre-existing condition, pregnancy, or regular care? Nora routes you to a plan that covers it.
Right-fitpricing. No upsell.
Buy only what you need now. If life changes (a pregnancy, a diagnosis, another kid), Nora moves you to a plan that covers it. No penalty.
01
Two simple plans, doing one job each.
Your main plan covers the doctors and the network. A second covers the big stuff, like $5,000 a day in the hospital. Two focused plans cost about half what one bloated one does.
02
No incentive to push you up.
Traditional brokers earn a bigger cut on pricier plans, so they steer you up. Here, every option is priced the same way, so Nora has no reason to push you anywhere.
03
Your renewal stays predictable.
A lot of people got hit with 26–114% renewal jumps in 2026. The private plans in the marketplace tend to renew more predictably, and you see the rate history before you pick.
THE HONEST READ
Hold up your card. Get the honest read.
Nora reads every line of your plan, puts it in plain English, and tells you where you stand, even if the answer is “keep it.”
01See if you’re overpaying.Your real number in 90 seconds.
02Compare your coverage.Deductible, copays, network.
03Explore better options.Lower cost, same network.
Yes. ShopHealthcare is an independent marketplace operated by Core Value Insurance Associates, LLC, a licensed brokerage in 37 states under NPN #19482230. Look it up at nipr.com before sharing a single piece of personal info.
Is Nora a real person?
Nora is the assistant who guides you through your options — software, not a person. Quoting runs through Core Value Insurance Associates LLC (licensed in 37 states), and a licensed human handles your final enrollment. You'll always know when you're talking to Nora.
What's the catch? How do you make money?
Carriers pay a standard placement fee — the same no matter which plan you choose, so there's no incentive to steer you toward a pricier one. You pay your monthly premium and nothing else. No upsell, no premium tier, no "concierge" add-on.
What about my data?
Your card is used only to read your plan details, then deleted — never stored, never resold. You're never asked for your SSN, and carriers only see your details when you choose to enroll. No follow-up spam, no sold leads.
How is this different from a government exchange?
Exchange navigators only show government-marketplace plans. ShopHealthcare is an independent marketplace for the private off-exchange plans available in your state — Nora walks you through them on honest pricing, with no upsell.
Real coverage. An honest number. A marketplace that shows its work.
YOUR MOVE
Ready when you are.
Save up to 60% on your premium — or just get an honest read of the plan you have. 90 seconds, no account needed.
No account to see your number. We never sell your data.
